Your Medicare & Marketplace Guide
Strategic Solutions. Simple Answers.
West Michigan:
616-970-2503
Northern Michigan:
231-843-6657
Educational Resources
Introduction to Medicare
Recording of a live presentation on the basics of Medicare. Learn... Who is Eligible? How to Enroll? When to Enroll? The Parts of Medicare Medicare Supplement vs. Medicare Advantage
How to Enroll in Medicare
There are 3 ways to enroll in Medicare
- Online (Use the links in Government Resource section above to enroll in Medicare A &/or B)
- Call 1-800-Medicare
- Visit your local Social Security Administration Office (Use link in Government Resource section above to find the closest office to you)
Should I enroll in Medicare now or later?
Select which scenario fits you best:
- If you are turning 65, do NOT have the option of employer coverage, AND you are NOT collecting Social Security Benefits then you should enroll in Medicare Part A & Part B, 3 - 4 months before your 65th birthday.
- If you are turning 65, do NOT have the option of employer coverage AND you ARE collecting Social Security Benefits you will be automatically enrolled in Medicare. Simply watch the mail for your Medicare card to arrive 3-4 months before your 65th birthday. If you prefer to stay on an employer plan and do not need Medicare Part B you will need to formally rescind Medicare Part B upon receipt of your card.
- If you are considering staying on employer coverage after age 65 verify with your Human Resource department if they require both Medicare Part A & Part B, one of these, or neither Part A & B while on the employer group plan. Compare the employer group benefits to Medicare benefits to determine which is the best value for your needs.
- If you are over age 65 and leaving employer coverage apply for Medicare Part A & B, 2-3 months before you lose employer coverage. You will need to complete and submit Forms 40B and L564E found in the government resource section above.
I have Medicare A & B, now What?
It is time to select:
- Medicare Supplement (Medigap A-N) or a Medicare Advantage (Plan C) and
- Prescription Drug Coverage (Plan D)
The plans you select will coordinate with and fill in the coverage gaps of Medicare A & B. To determine the right plan for your needs and budget we recommend that you sit down with one of our specialists.
Click here to request a consultation or call 616-970-2503.
There is no cost or obligation. Simply gather information so you can make an educated decision on the right plan for you!
Not ready to meet? Check out one or our upcoming seminars or educational videos above!
Why Westhouse Agency?
We don't just dabble in Health & Medicare benefits for individuals and small businesses - it is our specialty.
- No Bait and Switch. We won't use Medicare or Health Insurance to try and sell you something else.
- Experts. Dedication, Experience, and Focus allow us to keep up with the significant political and economic changes that impact your Health & Medicare benefits.
- Cutting Edge Technology balanced with a Personal Touch. We are in the forefront of our industry with the latest tools of the trade, but we understand that tech cannot replace the personal touch you need when selecting one of the most important aspects of both your health-care and financial-health.
- Your Team. No one person can know everything. We find extreme value in working together. As our client you have access to an entire team of experts.
- We care. Your consultation will involve a conversation to determine which is the right plan for YOUR specific needs and budget. Health & Medicare benefits are not one-size fits all!
- You decide how to meet. In person, by phone, or online.
- Options. We work with all possible carriers in Michigan. There are always a few that will not allow agents to represent them. We will still show you these options and instruct you how to access them if they are your best fit.
- NO COST! It is not too good to be true. Your options and the cost of plans remain the same whether you use our services or do this on your own - so why not allow us to guide you through the maze of Health & Medicare?
Our Team
Lou Whiting
Stephanie West
Karla Hansen
Karla Hansen
Stephanie West
Karla Hansen
Kathy Dumas
Stephanie West
Stephanie West
Stephanie West
Stephanie West
Stephanie West
Individual Health & Medicare Specialist
616-808-6834
Licensed/Certified MI, TN
Matthew Westhouse
Matthew Westhouse
Matthew Westhouse
Lydia Aukeman
Matthew Westhouse
Matthew Westhouse
Jevon Robinson
Matthew Westhouse
Jevon Robinson
Pam Klinkner
Matthew Westhouse
Jevon Robinson
Cheryl McCarthy
Cheryl McCarthy
Cheryl McCarthy